PEER-Points

A community currency that does not need a bank account

Points replace money in exchanges that are not an even swap, and they measure how much your community keeps in circulation. They have no cash value. When an exchange is completed, the agreed points move from the person who borrowed to the person who shared.

How an exchange with points works

  1. 1. Ask

    You find a listing and send a request. Pay with points, or offer a direct swap if the owner accepts it. Direct swaps need no points at all.

  2. 2. Agree

    The owner has up to 4 days to answer. When they agree, the points are reserved on your account. They are not spent yet.

  3. 3. Exchange

    You meet, borrow or do the work. The exact address is only shared now.

  4. 4. Confirm

    When both of you mark it as completed, the reserved points move to the owner. You both earn +5 bonus points.

  5. 5. Safe if it fails

    If the request is declined, cancelled or not answered in time, your reserved points go back to you in full.

Earn points by sharing: activate listings, complete exchanges, return on time and review. Spend them on whatever you need.

+2

Activate a new listing

Once per listing.

+5

Complete an exchange

When both people mark it as completed.

+3

Return on time

For the borrower of a rental, confirmed by the owner.

+1

Leave a verified review

Within 7 days of completion.

−1

Feature your listing

Optional boost for visibility.

−5

No-show, late return or damage

Confirmed by an admin.

Fair by design. Each earn event counts once. You can earn at most 30 PEER-Points per day, and listing bonuses stop after 10 new listings in 30 days.

Transparent. Every account has a visible ledger, and admin adjustments are labelled with a reason.

Fair use. Fake listings, self-deals, review rings and multiple accounts are not allowed and lead to point clawbacks or suspension.

Access over ownership

We are selecting pilot studios, collectives and institutions in Vienna. If you have something to share or something you need, you are the person we are building this for.